Terms & Conditions

Effective Date: 30-07-2025

Welcome to Harmin.pk. By accessing or using this website, you agree to comply with and be bound by the following terms and conditions. Please read them carefully.

1. Use of Website Content

All content provided on Harmin.pk, including information about government schemes, is for general informational purposes only. We make every effort to ensure accuracy but do not guarantee the completeness or correctness of any information.

2. No Professional Advice

The content is not intended to substitute professional advice (legal, financial, medical, or otherwise). Users should consult relevant professionals or official sources before making decisions.

3. User Responsibilities

You agree to use the website for lawful purposes only and not to engage in any activity that may harm, disrupt, or impair the website or its services.

4. Intellectual Property

All content, graphics, logos, and materials on this site are the property of Harmin.pk or its licensors and are protected by copyright laws. Unauthorized use is prohibited.

5. External Links

Harmin.pk may contain links to third-party websites. We do not endorse or take responsibility for the content or practices of these external sites.

6. Limitation of Liability

Harmin.pk and its owners, employees, or affiliates shall not be liable for any damages arising from the use or inability to use the website or reliance on the information provided.

7. Changes to Terms

We reserve the right to modify these terms at any time without prior notice. Your continued use of the website after changes constitutes acceptance of the updated terms.

8. Governing Law

These terms are governed by the laws applicable in Pakistan.

9. Contact Us

If you have any questions about these Terms & Conditions, please contact us.